Real Insurance Claims Paid to Australian Tradies
Discover real-world examples of Viz insurance claims involving Australian tradespeople, including what happened and how much was paid. Claims descriptions have been simplified and individual claims outcomes vary.
Builder | NSW | Tools Damage/ Loss | $24k Paid
Floodwater entered a vehicle and damaged work tools.
Electrician | VIC | Public Liability | $73k Paid
A roof was damaged during a solar panel installation.
Painter / Decorator | NSW | Public Liability | $23k Paid
A boom lift damaged a floor while being driven over it.
Carpenter/joiner | NSW | Public Liability | $108k Paid
Water entered a home through temporary roof coverings during renovation work, damaging interior areas.
Gardening landscaping and lawnmowing services | WA | Tools Damage/ Loss | $24k Paid
Trade tools were lost in a bushfire
Painter / Decorator | WA | Public Liability | $96k Paid
A sprinkler was disturbed during painting work, causing water damage in a bathroom.
Carpet and floor covering contractor | VIC | Public Liability | $88k Paid
A fire started while flooring was being polished.
Builder | WA | Public Liability | $20k Paid
A burst ceiling pipe caused a ceiling collapse and flooding during a renovation.
Painter / Decorator | WA | Public Liability | $29k Paid
Cleaning overspray from skylights left scratches that required attention.
Carpenter/joiner | WA | Public Liability | $65k Paid
Rain entered during roof work and a ceiling collapsed.
Concreting | VIC | Public Liability | $38k Paid
Washing a concrete driveway left visible streaking and surface damage.
Earth moving & Excavation | VIC | Public Liability | $20k Paid
Equipment was dropped while being carried near machinery.
Telecommunications engineer | VIC | Public Liability | $16k Paid
Underground electrical infrastructure was damaged during work.
Electrician | NSW | Public Liability | $14k Paid
Drilling damaged fire-system cables and related customer property.
Electrician | WA | Public Liability | $12k Paid
A scissor lift collided with a large glass window.
Plastering Ceiling fixing and Rendering | NSW | Public Liability | $12k Paid
Rain affected freshly applied wall coating.
Stonemason and drystone walls | WA | Public Liability | $11k Paid
A stone benchtop broke while being unloaded from a vehicle.
Handyman / general maintenance | WA | Public Liability | $10k
A worker fell through plasterboard, causing part of a showroom ceiling to collapse.
Removal contractors | SA | Public Liability | $10k Paid
A family heirloom piano was dropped and damaged during removal work.
Concreting | TAS | Public Liability | $29k Paid
A gust of wind blew concrete and materials onto third-party property.
Carpenter/joiner | VIC | Tools Damage/ Loss | $10k Paid
A vehicle collision damaged work tools.
About these claims
These are real examples of historical insurance claims paid under policies arranged through VIZ Insurance. Claim descriptions have been simplified and de-identified to protect the privacy of those involved. Payment amounts have been rounded for presentation purposes.
Each claim is assessed based on its individual circumstances and the policy terms, conditions, limits and exclusions applicable at the time. Insurance coverage may have changed since these claims occurred, and these examples do not guarantee that similar claims will be covered under current or future policies.
For details of the cover available today, please refer to the relevant Policy Wording.