Tradies Insurance. No B.S. Sorted in 6 minutes.
Instant Certificate of Currency. Monthly payments at no extra cost. 100% Australian Support.
Build Your Policy
Cover Created Specifically For Trade Businesses
SIMPLE & TRUSTED
Fast set up. Packed with features.
Pay Monthly at No Extra Cost
Cashflow matters. No fees or interest for paying monthly.
One Policy. Multiple Occupations.
Choose up to three occupations under one policy and one premium.
Get your VIZ Tradie Pass
A Certificate of Currency & insurance hub in your phone's digital wallet.
Pay Monthly at No Extra Cost
Cashflow matters. No fees or interest for paying monthly.
One Policy. Multiple Occupations.
Choose up to three occupations under one policy and one premium.
Get your VIZ Tradie Pass
A Certificate of Currency & insurance hub in your phone's digital wallet.
Get instant access to your Certificate of Currency
Australia's first digital wallet card for insurance, the VIZ Tradie Pass, gives you instant access to your coverage details and lets you download your Certificate of Currency whenever you need.
Here's What Our Customers Have to Say
Rated 4.5 / 5 Excellent
What is Tradies Insurance?
Tradies Insurance is a mix of coverage types that are designed specifically for tradie businesses such as electricians, carpenters, plumbers, landscapers and other trade contractors.
Tradies insurance almost always includes public & products liability insurance, and often gives you the option of adding other covers, such as tools and equipment and tax audit.
Why might tradie businesses need insurance?
Even with years of experience behind you, losses can still happen on a job. Insurance helps protect your business from the financial impact if something goes wrong.
Because of this, most builders and property managers will ask you for proof that you hold insurance before you can start work or even step onto a site. In Australia, a Certificate of Currency is a document that your insurer or insurance agency issues that helps prove that you have current cover.
Michael, from Mick's Mowing Service
Michael was mowing a customers lawn when a rock flicked up and cracked the customer's glass door. This damage to a third party's property was covered and Michael was paid out $1,000 to cover the cost of repair for the glass.
Andrew, from Andrew Hughes Carpentry
Andrew woke up to find that overnight, the toolboxes on his ute had been broken open and his power tools had been stolen. VIZ's Tools of Trade Insurance paid out $8,000 to replace his tools.
Jack, from JHC Electrical Solutions
Jack was installing a ceiling fan in a customers house when he hit a pipe - the pipe burst and water damaged the clients carpet and ceiling. He was covered for the $3,500 it cost get the pipe and the water damage repaired.
*names have been changed for privacy
Insurance Designed for Sole Traders and Small Trade Businesses
If you run a trade business with five or fewer workers on the tools, VIZ was built with you in mind. Because when you’re the one running the whole show, your insurance shouldn’t be complicated, slow, or hard to follow. We’ve made insurance that’s fast to set up, clear to understand, includes the key covers most tradies need, and easy to access when you actually need it.
What might a tradie's claim look like?
We know claim time is when your insurance really needs to deliver.
At VIZ, claims are managed by a dedicated specialist partner - Sedgwick. From start to finish, their role is to guide you through your claim and help you get back to your pre-loss position as quickly as possible, with minimal disruption.
1.
1. Lodge your claim
Either fill out the claim form, give the claims team a call on 1300 850 491, or send all the details through to vizclaims@au.sedgwick.com. You will then receive confirmation that your information has been received.
2.
2. We will get in touch
A representative will be in touch - likely to gather more details about your claim. This can include details like police reports, proof of ownership, a detailed account of the events leading to the claim (who, where, how), and more.
3.
3. Claim assessment
Once the claims team has the all the information they need from you, they aim to make a decision within 1 to 10 business days, depending on the complexity of the claim.
How much does Tradies Insurance cost?
It only takes 120 seconds to find out.
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Frequently Asked Questions
Unfortunately, we can’t tell you how much public liability you should choose ($5M, $10M or $20M) - you would need to speak with a licensed insurance adviser such as a broker for personal advice like that.
When deciding how much cover to get, consider the potential cost of damage your business could cause to third parties, as well as the fact that higher cover limits generally mean higher premiums.
The cost of tradies insurance in Australia varies by trade, coverage level, and business size. VIZ Insurance offers monthly payment options with no extra fees or interest. Get a quick online quote to see your exact premium.
We've taken the traditional quote flow and removed all the unnecessary fluff - and it turns out that there was a lot! What's left is all the things we actually need to know about your business in order to cover you.
Go for it! Give us a ring on 1300 216 226, or shoot an email through to hello@vizinsurance.om.au.
The VIZ Tradie Pass is Australia's first digital wallet insurance card. It gives you instant access to your insurance details and lets you download your Certificate of Currency directly from your phone — without needing to call or email. It is available to all VIZ Insurance policyholders.
Yes. VIZ Insurance allows you to cover up to three different occupations under a single policy and a single premium. This is ideal for multi-skilled tradies who, for example, work as both a carpenter and an earthmover, or a landscaper and a handyman contractor.
Legal liability is VIZ's name for our public liability insurance product. Our Legal Liability Insurance policies include both public liability and products liability coverage.
Most Australian tradies need at minimum public liability insurance, which covers third-party injury and property damage claims. Additional recommended cover includes tools and equipment insurance (protecting your gear from theft or damage), tax audit insurance, and personal accident cover. VIZ Insurance offers public liability, tools cover, and tax audit protection under one policy with monthly payments and no extra fees.
Public liability insurance is not universally mandated by law for all tradies, but it is practically essential. Most building sites, government contracts, and licensing authorities require proof of public liability cover before allowing you to work. It is also a contractual requirement for most subcontractor arrangements.