Smoko Break

Carpentry covers a lot of ground - framing new builds, hanging doors, laying floors, building decks, running formwork for slab pours, ripping out rotten verandah timbers, fitting windows. The work spans residential and commercial, simple and structural, repairs and new builds. A public liability insurance policy is designed to cover your business for third-party injury and property damage claims arising from your carpentry work.

Gardening, lawn mowing and landscaping cover a wide spread of work - from solo lawn mowing rounds and garden maintenance crews through to landscape construction outfits building retaining walls, paving and pergolas. VIZ rolls the whole range into a single occupation. A public liability insurance policy is designed to cover your business for third-party injury and property damage claims arising from your gardening, lawn mowing and landscaping business activities.

A bricklayer’s public liability insurance covers your business for third-party injury and property damage claims that arise from your bricklaying work. VIZ covers bricklayers for the full scope of what a bricklayer is reasonably expected to be doing - laying bricks and blocks for walls, structural masonry, multi-storey residential, commercial builds, retaining walls, and more.

Shaquille O’Neal once said:

“Defense wins games. Offense wins championships.”

In business, insurance is the defence.

But when it’s set up properly, it becomes something more powerful - it gives you the confidence to play offence.

And that’s where growth happens.

This article explores what losses Public & Products Liability Insurance is designed to cover, what’s changing, and how Professional Indemnity (PI) insurance fits in.

In the high pressure, ever-changing world of the tradie, unforeseen events can always happen and unfortunately, small mishaps and mistakes can significantly damage small businesses. This can be tough on tradies’ incomes and livelihoods. Tradies insurance is an important risk management tool that can step in and help tradies financially recover from losses incurred from insured events.