Are you a Tradie business owner with no time for insurance B.S?

VIZ Tradies Insurance is an Australian business that issues policies on behalf of Australian insurer Ivory Insurance. VIZ has its offices in Coffs Harbour and Perth which, despite leading to occasional time zone confusion, means we can service customers across the country!

Hit the 'Claims' link in the menu. You can either fill out our claims form or you can reach the claims team on 1300 850 491. Simple as that!

Go for it! Give us a ring on 1300 216 226.

VIZ Insurance is designed to provide a great user experience for consumers of our tradie relevant insurance products. We strive to make the process efficient, so that you can obtain your insurance with minimum hassle.

In the realm of insurance, the term 'Interested Party' refers to an individual or entity that has a financial or other interest in the insured item, entity or property, but they are not the primary policyholder. Understanding this concept is important for policy management:

Key Points about Interested Parties:

• Nature of Interest: An Interested Party may not own the policy but has a stake in the insured asset or an interest in the entity or the entity's activities. For example, a finance company with a loan on a vehicle, or a principle contractor to whom you're a sub contractor on a particular job.
• Rights and Limitations: While Interested Parties can be notified of changes or cancellations in the policy, they typically do not have the authority to make changes to the policy themselves.
• Common Scenarios: In a business context, contractors often add sub principals or clients as Interested Parties to their liability insurance policies. This assures the principal or client that the contractor has appropriate insurance and that they will be informed if the policy is modified.
• Adding an Interested Party: To add an Interested Party to your policy, either add it in the quote flow when you take out a policy or contact VIZ Insurance with the necessary details.

Importance for Your Business:

• Ensuring that relevant parties are listed as Interested Parties can be crucial for fulfilling contractual obligations and maintaining transparency with stakeholders.

If you're unsure whether you need to add an Interested Party to your policy, or if you have questions about how this impacts your coverage, please give us a call.

Most Australian tradies need at minimum public liability insurance, which covers third-party injury and property damage claims. Additional recommended policies include tools and equipment insurance, tax audit insurance, and personal accident cover. VIZ Insurance offers public liability, tools cover, and tax audit protection under one policy with monthly payments and no extra fees.

Public liability insurance is not universally required by law for all trades, but it is practically mandatory. Most building sites, councils, strata managers, and principal contractors require tradies to show a valid Certificate of Currency before starting work. Many state licensing authorities also require it as a condition of obtaining or renewing a trade licence.

Tradie insurance costs vary depending on the trade, coverage limit and number of workers. VIZ Insurance offers monthly payment options with no added fees or interest. Get an instant online quote at vizinsurance.com.au to see the exact monthly premium for your trade and coverage level.

The VIZ Tradie Pass is Australia's first digital wallet card for insurance. It gives VIZ policyholders instant access to their insurance details and the ability to download their Certificate of Currency from their phone at any time — without needing to call or email. It is available to all VIZ Insurance policyholders at no extra cost.

Yes. VIZ Insurance allows you to cover up to three different occupations under a single policy and a single premium. This is ideal for multi-skilled tradies such as a carpenter who also does tiling and painting, or a plumber who also handles earthmoving and gas fitting — one policy covers all three trades.

VIZ Insurance covers over 70 trade occupations including carpenters, plumbers, electricians, painters, tilers, plasterers, bricklayers, concreters, air conditioning technicians, fencers, cleaners, handymen, landscapers, gardeners, lawn care operators, renovators, builders, and many more. Visit vizinsurance.com.au/tradies-insurance to see the full list.